About the publication
An independent guide, and the people behind it.
Pinnacle Mansion explains how buying, owning and living in the world’s prime property markets actually works — the rules on who may buy, the taxes at each stage, residency routes, running costs and the questions worth asking before you sign. It is published by NorwegianSpark SA, a small independent publisher in Norway. It does not sell, list or broker property.
By Thomas Lovas Lokoy, Co-founder & Editor · Updated 28 September 2026

Editorial standards
The full process — who writes, who checks and how errors are fixed — is in our editorial policy.
- Sourced, or left out
- Every rate, threshold, date and statistic links to the official page it came from — a government, tax authority, land registry, statistics office or notarial body — and shows the date we read it. If we cannot source a number, we do not print it.
- No prices for things we cannot sell
- We publish no asking prices, no 'expected returns' and no market statistics except those of official statistics offices. We have no listings, no off-market access and no clients.
- Disagreements shown, not hidden
- When official sources disagree, or a page is out of date, the text says so. Announced changes are labelled as announcements until they are law.
- Arithmetic labelled as ours
- Where we combine two published rates — a surcharge on top of a base rate, say — we say that the total is our arithmetic, not the authority's figure.
- Illustrations are illustrations
- Photographs on this site are illustrative. None shows a property for sale, and captions say so.
- Not advice
- We explain how things work. We are not lawyers, notaries, tax advisers, financial advisers or estate agents, and nothing here is a recommendation to buy, sell or structure anything.
How we are paid
Through affiliate links. When you buy from a partner — a design tool, a holiday-rental site, a multi-currency account — after clicking through from us, we may earn a commission at no extra cost to you. Those links are marked rel="sponsored" and labelled on the page. The whole list is on Tools & partners, and the policy on our disclosure page.
No estate agency, developer, bank or government pays us, and none of the markets in the Atlas was chosen or described because of a commercial relationship.
Who we are
Thomas Lovas Lokoy
Co-founder
Thomas trained and worked as an electrician and house builder before turning to technology and publishing. That background shapes the practical side of Pinnacle Mansion — how houses are built, run and maintained — though he is not an architect, surveyor or lawyer, and does not write as one.
Øyvind
Co-founder
Øyvind built his career in insurance before founding a firm that helped people in Norway manage and reduce their debts. His focus on personal finance and consumer protection shapes how the publication treats money: plainly, with the risks stated.
Articles and dossiers are signed by Thomas Lovas Lokoy. They are researched and drafted with AI assistance; Thomas reads, fact-checks and approves every one before it is published. How that works is set out in our editorial policy.
Corrections
Rules change and we make mistakes. If a figure on this site no longer matches its official source, tell us at thomaslien@norwegianspark.com or through the contact page, with the page and the source. We correct the page and move its “updated” date — we do not move that date without a real edit.
Company details
- Company:
- NorwegianSpark SA
- Org no:
- 834 984 172
- Address:
- Tveitagarden 4, 5357 Fjell, Norway
- Bank:
- Wise
- Email:
- thomaslien@norwegianspark.com
- Phone:
- +47 99 73 74 67